The [financial] roller coaster is probably going to be with us for a little while yet. I'm not sure how much longer. It's going to surprise us when it ends. We're not going to be prepared for how quickly it's going to end... whether it's next week or six months from now. At some point, it's going to end. It will catch us off guard, which means those who are sitting on the sidelines hoping to jump back in at the right moment will discover that they're too late.